Wednesday 14 June 2017

YOUR A.T.M CAN GIVE YOU INSURANCE UPTO RS 10 LAKHS !

In today's life where A.T.M has been made a important part of our lives, only few person know these things that A.T.M also provides the accidental hospitalization and accidental death cover by the card issuing bank. It ranges between  Rs 50,000 to Rs 10,00,000. However, if you want to avail the insurance amount, your bank passbook has to be operational. The insurance cannot be availed for inoperative account.



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Let's see, In what circumstances what you get ?

1. If you have the normal A.T.M card      Family members will get up to 1 lakhs Rs
2. or If you have the master card             Then, it can be from 50,000 to 2 lakhs rs.
3. In case of classic A.T.M                       It is upto 1 lakhs Rs  accidental insurance cover.
4. In case of all types of visa cards         It is upto  2 lakhs Rs
5. In case of Master's Mittr Card           It is upto Rs 25,000
6. In case of platinum card                    It is upto 2 lakhs Rs
7. In case of master platinum card       It can be upto Rs 5,00,000 lakhs rs
8. In case of Kisan debit card               It is upto 50,000 rs .
9. In case of physical handicapped of 1 hand or foot                                                                                                                       Then, accidental cover up to 50,000
10.In case of physical handicapped by both hand or by both foots                                                                                               Accidental cover up to 1 lakhs Rs.

  • How to claim insurance ? 
Immediately inform the police after the accident and highlight everything properly.
In case of hospitalization, all the medical reports have to be submitted.
If it is a case of accidental death these things will be required to deposit: the post-mortem report, police panchnama, death certificate, valid driving license.
Bank must be informed that the card holder has made transaction in last 90 days.

  • Know your Rights :
This is advice to you just go to your bank & ask how much amount of accidental insurance cover yo have on your debit card.

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